The waterfront itself
Review buildings, docks, piers, lifts and equipment with specialist marine coverage in mind. Confirm wind, flood and storm-surge treatment, values and deductibles.
Marinas
The waterfront is your asset.Boating days are your business.
A storm can damage the marina. A run of wet weekends can change what customers spend. Protecting a waterfront business starts with both.
One marina / different exposures
Annual slipsRecurring income; renewal and occupancy exposure
Fuel & rentalsActivity-dependent spending
Transient slipsWeather-sensitive trips
Docks & boatsPhysical assets and boats in your care
The water can affect every line differently.
Read the business from shore to water
Protect what you own.
Understand what keeps it earning.
The boats and people you look after
Customers’ vessels, hauling and storage work create different responsibilities from owning a building. Review marina operators’ liability, staff and service activities together.
The visits that make the season
A cancelled boating weekend can mean less fuel, fewer rentals and empty transient slips. Match daily receipts to local conditions before selecting a rain or seasonal structure.
Three weather questions
A wet weekend is not a storm surge.
Will people come?
Evaluate measured rain during the days that drive transient traffic, rentals and fuel sales.
Can you stay open?
Consider preparation, evacuation and interruption against a defined storm track or wind measure.
How high will the water reach?
Match a water-level or flood measure to the docks, their elevation and the marina’s storm-surge exposure.
Before we talk
A few useful answers.
How do we protect against wind and storm surge?
We review wind, flood and storm surge as distinct parts of the marina’s protection. Docks, piers, lifts, buildings and boats each help shape the coverage and weather measurements we select.
Can a rainy summer matter even if annual slips are paid?
Yes. Fuel sales, rentals, transient slips and waterfront spending may change with boating activity. Annual slip income may behave differently. We separate those revenue streams before considering protection.
How do you choose the weather trigger for a marina?
We start with the marina’s location, operating calendar and revenue history. Then we compare rainfall, storm-track or water-level measurements with the conditions that affect your business and build a payment schedule around the exposure.
Your next step
Let’s look at your business.
Bring us the question. We’ll help you understand the exposure and the options available.
Prefer email? Contact our teamUseful for a first conversation
- Slip, fuel, rental and service revenue by month
- A site plan, dock values and boats-in-care exposure
- Current policies, deductibles and storm procedures
You don’t need everything ready to get in touch.
Compare parametric insurance and weather derivatives.
Research & further reading
Further reading, reviewed October 2026.