On the road
- How and when do you ride?
- What happens during winter storage?
- Are custom parts and gear included?
Riding and boating bring their own risks, from a highway crash to a storm at the dock. Pelorus helps you arrange coverage that fits how and where you ride or boat.
Your household, considered together.Two ways to get away
Different ways out. Different details.
A motorcycle and a boat call for their own policies and their own questions.
On the water
- Where and when will you be on the water?
- What does the marina require?
- Agreed value or depreciated value?
Under the policy
What the coverage can include.
- 01Liability for injury or damage you cause to others
- 02Physical damage from a collision, sinking, theft, fire or storm
- 03Medical payments for you and your passengers
- 04Uninsured motorist or uninsured boater coverage
- 05Options such as towing, roadside help or on-water assistance
- 06Coverage options for custom parts, gear and boating equipment
Who it’s for
A change in your life is a reason to review.
Seasonal riders
Riders who store a bike over winter may be able to adjust coverage for the months it sits unused.
Financed bike or boat owners
Lenders usually require physical-damage coverage until the loan is paid off.
Boat owners at a marina
Marinas commonly require proof of liability coverage before you dock, and some ask to be named on the policy.
Families who boat with guests
Passengers, swimmers and water-skiers add injury risk, so liability and medical payments limits matter.
Before we talk
The questions behind the policy.
Why arrange a dedicated boat policy?
A dedicated boat policy brings together physical damage, liability and on-water assistance options around your vessel, its value and the waters you use.
How do I arrange coverage for my motorcycle?
Arrange a motorcycle policy around your bike, riding season, passengers and custom equipment. We can coordinate it with your household’s other vehicle coverage.
Your next step
Make it fit the life you have.
Start with what you own and who depends on you. We’ll help you review the policies together.
Prefer email? Contact our teamUseful for a first conversation
- Your current policies or contract terms
- The locations, dates or assets involved
- What has changed since your last review
You don’t need everything ready to get in touch.