A day or a season?
Focus on a signature event, peak weekends or an entire operating season.
Weather Markets / RainRain can wash out
Rain can wash out
more than the day.
Lost rounds. Empty tables. Delayed work. We help you evaluate protection for revenue and costs tied to rainfall.
When a busy weekend turns wet
The rain arrives.
Rounds & attendanceFall
Event & visitor revenueFalls
Payroll & operating costsContinue
The exposure is financial.
Nothing has to be damaged.
Try the payment example
One weekend. A clear payment trigger.
A golf club wants to protect revenue from its three-day member-guest tournament.
Rain at the named stationExample figures
0.25″ payment threshold Qualifying day
Example weekend payment
$15,000
One day meets the trigger.
- Trigger
- 0.25″ or more in a day
- Payment
- $15,000 per qualifying day
- Maximum
- $45,000 for three days
- Time window
- 7 a.m.–3 p.m. each day
Adjust Saturday to explore the payment trigger. Friday stays at 0.12″ and Sunday at 0.18″.
Built around your exposure
Your dates. Your location. Your business.
The right measurement should reflect how rain affects your numbers.
Which reading fits?
Compare rainfall totals, rainy-day counts and available data sources against your records.
What needs protecting?
Use the financial exposure to evaluate a threshold, payment amount and limit with the market.
Pelorus brings the business records, weather data and protection options together, then guides you through placement.
A few useful answers
Before we talk.
Can this cover an event or a whole season?
Both. A single event can use rainfall during specific hours. Seasonal protection can use total rain or a count of qualifying rainy days.
How is rainfall measured?
The contract names a measurement source, location and time window. We compare those choices with your business records to focus the protection on the rain that affects your operating days.
What triggers the payment in this example?
The example pays $15,000 for each day with at least 0.25 inches of rain at the named station between 7 a.m. and 3 p.m. The three-day maximum is $45,000.
How does rain protection fit with my existing insurance?
We review your event and property policies alongside your revenue and costs, then design the rain protection as an additional layer for your business.
Your next step
Start with your business.
We’ll work through the weather.
Tell us where weather affects your numbers. We’ll help you understand the exposure and which options may fit.