Your place. Your things. Your life.
Renters insurance is built around your belongings, personal liability and temporary living costs after a covered loss. Pelorus helps you choose coverage for the life you have inside your rented home.
Take a look around
It adds up before you know it.
Imagine replacing the things you use every day, all at once. A simple inventory is a useful place to begin.
Start with what it would cost to replace your belongings today.
YOUR EVERYDAY INVENTORY
Renters insurance puts your belongings and personal liability at the center of the coverage.
Under the policy
What the coverage can include.
- 01Personal belongings, such as furniture, clothing and electronics
- 02Belongings away from home, such as a laptop stolen from your car
- 03Personal liability for injury or damage you cause others
- 04Additional living expenses if a covered loss makes the unit unlivable
- 05Medical payments for guests injured in your home
Who it’s for
A change in your life is a reason to review.
Tenants whose lease requires it
Many landlords require renters insurance with a minimum liability limit and ask for proof before move-in.
Students and first-time renters
Replacing a first apartment's furniture, clothes and electronics all at once can cost more than people expect.
Renters with dogs
Review pet-related liability as part of choosing coverage for your household.
Renters who work from home
Coordinate renters coverage for your personal belongings with business coverage for work equipment and services.
Before we talk
The questions behind the policy.
How should roommates arrange renters insurance?
Roommates typically arrange individual policies for their belongings and liability. Share who lives with you so we can compare individual and shared-policy options where offered.
How much renters coverage do I need?
Start with a rough inventory of what you own and what it would cost to replace. For liability, weigh what a claim could reach, such as savings and future income. We can help you compare a few options.
Your next step
Make it fit the life you have.
Start with what you own and who depends on you. We’ll help you review the policies together.
Prefer email? Contact our teamUseful for a first conversation
- Your current policies or contract terms
- The locations, dates or assets involved
- What has changed since your last review
You don’t need everything ready to get in touch.